Renew your coverage

During Open Enrollment, you have the option to stay in your current WellSense Clarity plan, or choose a different plan that may better fit your needs for 2026.

To renew or make changes to your coverage

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On-exchange members
  1. Log in to your WellSense member portal account
  2. On the homepage, click “Pay Bill & Update/Renew Coverage”
  3. Choose “Report a Change”
  4. Follow the prompts to complete your enrollment application form and see your 2026 rate and subsidy information
  5. Re-enroll in the same plan or select a new plan
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Off-exchange members
  1. Log in to your WellSense member portal account
  2. On the homepage, click “Pay Bill & Update/Renew Coverage”
  3. Choose “Coverage Details”
  4. Select "Actions", then "Renew Coverage"
  5. Follow the prompts to complete your enrollment application form and see your 2026 rate information
  6. Re-enroll in the same plan or select a new plan

2026 cost of coverage increases

  • Changes to the Affordable Care Act (ACA) made by the federal government reduced subsidy amounts and contributed to larger than usual premium increases for 2026.
  • Your increase in monthly costs is a combination of a premium increase and a decrease in subsidy.
  • It's very important to update your enrollment application and income as soon as possible to make sure you get the most financial assistance available to you. If you are no longer eligible for subsidies, WellSense offers off-exchange plan options, including silver plans that are slightly less expensive than those sold on the marketplace.
  • Even with premium increases for 2026, WellSense offers the lowest-cost gold, bronze and silver plans in every county we serve.